We were built for the Michigan Home Buyer! We close more home purchases than any other company in Michigan. We specialize in:
- Home Purchase Loans (FHA & Conventional)
- FHA 203K Home Purchase Rehabilitation Loans
- Refinance & 125% Mortgage Relief Refinance Loans
- Reverse Mortgages
- Low Rate 30 year and 15 year fixed mortgages..
Can we do ARM's and balloon mortgages? Yes but we don't want to because we care about you!
What we promise you…
- We promise to give you and your realtor the best service.
- We promise to give you a great deal
- We promise to be honest and work hard for you
What we need from you…
- A Mortgage Application (online or in person) and credit report
- 30 Days Paystubs for each borrower
- Last 2 Years W2's for each borrower.
If self-employed, then we need last 2 years tax returns and a current profit & Loss statement
- Bank statements for the past two months including investment and retirement account statements
- If your down payment is gifted to you, we'll need a gift letter that we'll provide and the last 2 bank statements of the account this money is coming from
- Appraisal (paid in advance to appraiser)
- Home Insurance (paid in full) or current insurance statement if refinancing
- Most current mortgage statement(s) if refinancing
*Programs, rates, and terms subject to change without notice. Certain restrictions, conditions and fees apply. All loans subject to credit, income & asset documentation. Payment is based on a 30 year amortization at a 5% interest rate and is a 5.182% APR. All payments shown only reflect the principal and interest payment. Taxes and insurance are additional.